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No Fault Insurance in NY

How Does New York’s No-Fault Insurance Work?

If another New York City driver crashes into your car and injures you, you may expect a long, drawn-out battle with that driver’s insurance company to pay for your medical bills. But in New York, your required insurance coverage includes no-fault benefits.

No-fault benefits, also know as personal injury protection, make sure your insurance company covers your medical bills quickly. You do not have to wait for the other driver’s insurance company to process a claim to get compensation for medical bills.

What Does No-Fault Insurance Cover?

The minimum no-fault coverage required in New York covers up to $50,000 for each person injured in a vehicle. Any pedestrians injured by a car can also receive no-fault benefits from the insurance company that covers that car.

The benefits of no-fault insurance include paying for medical expenses, supplementing lost wages due to recovery and covering a few basic expenses related to the accident. In New York, no-fault insurance will also pay $2,000 to the family of anyone who died in a car accident.

What Does No-Fault Insurance Not Cover?

While no-fault insurance covers the expenses of medical bills and lost wages, it does not cover any damage to your car. If the insurance companies determine that the other driver was at fault, the other driver’s insurance company will reimburse you for your car’s damage.

You can also file a lawsuit to cover your car’s damage. You may also want to file a lawsuit if you get a severe injury and your no-fault benefits don’t cover your medical costs. Speak with an attorney if you feel like the insurance benefits do not cover the cost of your accident.

Making Sure You Can Pay for Your Medical Bills

When you get an injury in a car accident, you cannot afford to wait to cover the cost of your care. That’s why New York requires you to have no-fault insurance benefits. These benefits make sure that you don’t have to wait for a lawsuit or an insurance claim to go through before getting reimbursement for your medical bills.

Need a lawyer? Contact our firm today to see how we can help. Email us 24/7 or call us at (888) 211-1116.

Our Results Speak for Themselves

Millions Recovered for Our Clients
  • Wrongful Death from Motor Vehicle Accident $10,018,876

    Settlement for a wrongful death resulting from a motor vehicle accident.

  • Pedestrian Accident Involving a School Bus $1,950,000

    75-year-old woman crossing the street when struck by a school bus, sustaining a fractured skull with associated traumatic brain injury.

  • MVA - Rear End Collision $1.6 Million

    A 48-year-old hairdresser involved in MVA was rear-ended by a pizza delivery man.

  • Motor Vehicle Accident from a Rear-End Collision $1,375,000

    47-year-old warehouse worker involved in a rear-end collision. He suffered neck and back injuries requiring disc fusion surgery to his lower back.

  • Motor Vehicle Accident Resulting in Lower Back Injury $1,350,000

    37-year-old woman, a homemaker, sustained a serious injury while driving her child from school. Among other injuries, she suffered an injury to her lower back, requiring surgery involving a discectomy with fusion.

  • Motor Vehicle Accident Resulting from Rear-End Collision $1,250,000

    A 42-year-old construction worker was involved in rear-end collision in the Bronx. Among other injuries, he suffered neck, shoulder and back injuries, requiring multiple surgeries. The case has been resolved at the time of trial.

  • Pedestrian Accident While Crossing the Street $1,250,000

    A 71-year-old woman, a secretary, was crossing the street when she was hit by a car. She sustained multiple injuries, including a fractured leg, requiring several surgeries. The case has been resolved during the discovery stage.

  • Motor Vehicle Accident Resulting from Rear-End Collision $1,100,000

    A 71-year-old retired female involved in a rear-end collision. She sustained traumatic injuries to both shoulders and neck which necessitated disc fusion.

  • Motor Vehicle Accident Resulting in Neck & Back Injury $1,000,000

    A 37-year-old stay-at-home mother/wife sustained a severe injury to her neck and back.

  • Motor Vehicle Accident Involving a Parked Car $1,000,000

    The Highest Verdict in the State of New York obtained in a Summary Jury Trial. A 68-year-old male was loading groceries inside his parked vehicle when another vehicle collided with his car. Subsequently, the claimant required two procedures to repair his disabled left shoulder.

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Client Testimonials

Hear From Our Happy Clients
  • Very professional and kind.

    “I'm very satisfied with the results and would highly recommend this law firm to a friend in need. Thanks, guys!”

    - Derek
  • I would refer Mr. Davidoff to someone in a heartbeat...

    “I had an accident on April 20, 2017. I was hit by a drunk driver. Mr. Davidoff was able to take care of the case within one year, which was a lot faster then I expected.”

    - Eddie
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    “They were organized and punctual. Thank you for your exceptional service. Highly recommend.”

    - Adelya
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    “They were great. I just want to thank the law firm for taking on my case.”

    - Lorrine
  • Informative, helpful and very understanding people.

    “I would definitely recommend this firm to someone looking for personal injury representation. My own mother and aunt are clients of his!”

    - Ardens
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Why Hire Our Firm?

  • Experience on Your Side

    We leverage decades of experience to fight for the full compensation that you deserve after an accident.

  • Focused on Personal Injury

    Our commitment to personal injury law allows us to stay informed on changes that can impact your case.

  • Unwavering Guidance

    Our attorneys work closely with each client, following up on medical appointments and staying involved every step of the way.

  • Ethical Representation

    Our lawyers abide by a┬ástandard of ethics in service of our clients’ safety and satisfaction.

  • Personalized Attention

    We are here to guide you through the legal process & provide you with legal solutions tailored to your case.

  • Available & Accessible

    We dedicate time to each and every client and are committed to being there for you when you need us.