{"id":424,"date":"2019-10-14T06:43:00","date_gmt":"2019-10-14T06:43:00","guid":{"rendered":"https:\/\/lawfirmdavidoff.com\/?p=424"},"modified":"2024-01-18T04:23:48","modified_gmt":"2024-01-18T04:23:48","slug":"como-funciona-el-seguro-sin-culpa-de-new-york","status":"publish","type":"post","link":"https:\/\/www.lawfirmdavidoff.com\/es\/how-does-new-york-s-no-fault-insurance-work\/","title":{"rendered":"\u00bfC\u00d3MO FUNCIONA EL SEGURO SIN CULPA DE NUEVA YORK?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">If another New York City driver crashes into your car and injures you, you may expect a long, drawn-out battle with that driver\u2019s insurance company to pay for your medical bills. But in New York, your required insurance coverage includes no-fault benefits.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a13349b33da6\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Alternar<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0a0a0a;color:#0a0a0a\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0a0a0a;color:#0a0a0a\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a13349b33da6\" checked aria-label=\"Alternar\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.lawfirmdavidoff.com\/es\/how-does-new-york-s-no-fault-insurance-work\/#What_Does_No-Fault_Insurance_Cover\" >What Does No-Fault Insurance Cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.lawfirmdavidoff.com\/es\/how-does-new-york-s-no-fault-insurance-work\/#What_Does_No-Fault_Insurance_Not_Cover\" >What Does No-Fault Insurance Not Cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.lawfirmdavidoff.com\/es\/how-does-new-york-s-no-fault-insurance-work\/#Making_Sure_You_Can_Pay_For_Your_Medical_Bills\" >Making Sure You Can Pay For Your Medical Bills<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\">No-fault benefits, also known as personal injury protection, make sure&nbsp;<a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.dfs.ny.gov\/consumers\/auto_insurance\/minimum_auto_insurance_requirements\">your insurance company covers your medical bills quickly<\/a>. You do not have to wait for the other driver\u2019s insurance company to process a claim to get compensation for medical bills.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Does_No-Fault_Insurance_Cover\"><\/span><strong>What Does No-Fault Insurance Cover?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The minimum no-fault coverage required in New York covers up to $50,000 for each person injured in a vehicle. Any pedestrians injured by a car can also receive no-fault benefits from the insurance company that covers that car.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The benefits of&nbsp;<a href=\"https:\/\/www.lawfirmdavidoff.com\/es\/queens-car-accident-attorney\/no-fault-insurance-in-ny\/\">no-fault insurance<\/a>&nbsp;include paying for medical expenses, supplementing lost wages due to recovery, and covering a few basic expenses related to the accident. In New York, no-fault insurance will also pay $2,000 to the family of anyone who died in a car accident.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Does_No-Fault_Insurance_Not_Cover\"><\/span><strong>What Does No-Fault Insurance Not Cover?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">While no-fault insurance covers the expenses of medical bills and lost wages, it does not cover any damage to your car. If the insurance companies determine that the other driver was at fault, the other driver\u2019s insurance company will reimburse you for your car\u2019s damage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can also file a lawsuit to cover your car\u2019s damage. You may also want to file a lawsuit if you get a severe injury and your no-fault benefits don\u2019t cover your medical costs. Speak with an attorney if you feel like the insurance benefits do not cover the cost of your accident.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Making_Sure_You_Can_Pay_For_Your_Medical_Bills\"><\/span><strong>Making Sure You Can Pay For Your Medical Bills<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When you get an&nbsp;<a href=\"https:\/\/www.lawfirmdavidoff.com\/es\/queens-car-accident-attorney\/\">injury in a car accident<\/a>, you cannot afford to wait to cover the cost of your care. That\u2019s why New York requires you to have no-fault insurance benefits. These benefits make sure that you don\u2019t have to wait for a lawsuit or an insurance claim to go through before getting reimbursement for your medical bills.<\/p>","protected":false},"excerpt":{"rendered":"<p>If another New York City driver crashes into your car and injures you, you may expect a long, drawn-out battle with that driver\u2019s insurance company to pay for your medical bills. But in New York, your required insurance coverage includes no-fault benefits. No-fault benefits, also known as personal injury protection, make sure&nbsp;your insurance company covers [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_ayudawp_aiss_exclude":false,"footnotes":"","_wp_rev_ctl_limit":""},"categories":[23],"tags":[],"class_list":["post-424","post","type-post","status-publish","format-standard","hentry","category-motor-vehicle-accidents"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>HOW DOES NEW YORK\u2019S NO-FAULT INSURANCE WORK?<\/title>\n<meta name=\"description\" content=\"Davidoff Law Personal Injury Lawyers can help you understand how New York&#039;s no-fault insurance works and what it means for your personal injury case.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lawfirmdavidoff.com\/es\/como-funciona-el-seguro-sin-culpa-de-new-york\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HOW DOES NEW YORK\u2019S NO-FAULT INSURANCE WORK?\" \/>\n<meta property=\"og:description\" content=\"Davidoff Law Personal Injury Lawyers can help you understand how New York&#039;s no-fault insurance works and what it means for your personal injury case.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lawfirmdavidoff.com\/es\/como-funciona-el-seguro-sin-culpa-de-new-york\/\" \/>\n<meta property=\"og:site_name\" content=\"Davidoff Law Personal Injury Lawyers\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/DavidoffLawFirm\/\" \/>\n<meta property=\"article:published_time\" 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