Quick Access To Compensation
New York is one of a select group of states that uses what is called “no-fault” law for car accident claims. That means that all drivers are required to have insurance that will pay up to a basic limit for injuries and other financial damages in the wake of an accident, regardless of who was at fault for the accident. If you were in an accident, for example, your no-fault insurance would pay for your expenses, those of any passengers in the vehicle and those of any pedestrians involved in a collision with your car.
There are strict time limits governing how long you have to file a no-fault claim after a car accident. The sooner you contact a no-fault attorney to pursue compensation after an accident, the better.
Why Does No-Fault Insurance Exist?
No-fault insurance is intended to provide injured people the money they need to recover from injuries and repair damaged property without waiting a long time for an insurance investigation. It was also created to reduce the number of lawsuits filed in New York for minor injuries, and provide a source of compensation for people injured in hit-and-run accidents.
How Much Does No-Fault Insurance Cover?
Each person who was injured in (or a pedestrian injured by) a particular car in New York is entitled to collect up to $50,000 to cover medical bills, lost wages and other economic damages related to the accident. This amount does not include recovery for pain and suffering.
What If My Injuries Are Severe?
People who are seriously injured in a car accident in Queens may still file a personal injury lawsuit to recover compensation to pay for their losses. There are guidelines outlining what may be considered a serious injury. Fractures, dismemberment and death are three such allowable injuries. Other injuries must be considered individually, and take into consideration the effect the injury has on the person’s life.
Call For More Information
To find out how no-fault law might apply to your car accident, call our office in Forest Hills, Queens, at 718-268-8800 or 888-499-3887 toll free to schedule your free initial consultation with a lawyer. You can also reach us online if you prefer.