This page was written, edited, reviewed & approved by Ruben Davidoff following our comprehensive editorial guidelines Ruben Davidoff ,the Founding Partner, has 30+ years of legal experience as a New York personal injury attorney.

Getting hit by an Uber can leave you confused, hurt, and unsure of what to do next. Whether you were walking, driving, or riding in another car, it’s important to act fast and protect your rights. Uber crashes often involve more than one insurance company, and knowing who may be liable or which insurance policy applies is not always clear.
Davidoff Law Personal Injury Lawyers helps you figure out what to do after an Uber accident in New York. Our firm works with people who’ve been injured in car accidents, whether you were a passenger, driver, or pedestrian.
We help clients file claims, deal with insurance coverage, and fight to get full compensation for property damage, lost wages, and medical costs. If you're unsure whether Uber or the driver must pay, our team can walk you through the process and explain what you may be eligible to win under New York laws.
Table of Contents
Stay Calm and Prioritize Safety
After the crash, your first step is to stay calm and protect yourself and others. Don’t panic. Even if the crash seems minor, some injuries don’t show right away. Always treat the situation as serious.
Move to a Safe Location If Possible
If your car is still drivable and it's safe to do so, move to the side of the road. Get away from traffic. Make sure no other people involved are in danger. If you're in the middle of the road or near a blind curve, move as soon as you can to prevent another collision.
Check for Injuries (Yourself and Others)
Take a moment to check your body for any pain or bleeding. Then ask if others are okay, especially passengers or pedestrians nearby. Even if you feel fine, remember that some injuries may be hidden or show up later.
Call 911 Immediately
Call emergency services right away. Even for a small crash, having police and paramedics at the scene helps protect your health and your rights. You’ll need that accident record later for any car accident claim or insurance company review.
Call the Police and File an Official Report

You need an official report to show that the accident happened and to document the details while they’re still fresh. Police also help manage traffic and check if the Uber driver followed state laws.
Why a Police Report Is Critical for Uber Accident Claims
Without a police report, it’s harder to prove who was at fault. The report helps your firm deal with the insurance company, especially if Uber’s insurance policy is involved. It includes names, driver status, vehicle details, and what the officer saw or heard.
What to Tell the Officer (Stick to Facts Only)
Be honest and calm. Do not guess or say anything uncertain. Don’t say, “I’m fine,” or accept fault at the scene. Just share the basic facts of the accident, what you saw, what direction you were heading, and who else was involved.
Gather Important Evidence at the Scene
If you’re able, start collecting evidence before you leave. What you gather now can help your Queens auto accident lawyer or firm build a strong case later.
Take Photos of All Vehicles, Damage, and Injuries
Use your phone to take clear photos of the Uber vehicle, your car, the road, signs, and anything else that shows how the crash happened. Take pictures of your injuries too, even if they seem minor.
Get the Uber Driver’s Name, Insurance, and License Info
Ask for the Uber driver’s full name, phone number, and license plate. Write down the driver’s personal insurance policy details, and ask whether they were working when the accident happened.
Collect Contact Information From Any Witnesses
If anyone saw the accident, ask for their name and contact info. Witnesses can help prove what happened, especially when it’s unclear who’s liable or when insurance companies try to avoid paying for damages.
Note Whether the Uber App Was Active (Driver Status Matters)
Whether the Uber app was on affects which insurance coverage applies. If the driver was offline, only their personal insurance policy applies. If they were waiting for a ride, en route to pick someone up, or driving a passenger, Uber’s insurance may be active.
Seek Immediate Medical Attention

Don’t skip seeing a doctor, even if you think your injuries are small. A delay can hurt both your health and your claim.
Even Minor Pain Could Indicate a Serious Injury
Neck pain, dizziness, or tightness in the chest can be signs of serious injuries. Go to urgent care or the ER to get checked out. This helps with early treatment and gives your firm medical proof of what the accident caused.
Delayed Symptoms and Why Prompt Diagnosis Helps Your Case
Some car accident injuries (like concussions, internal bleeding, or back pain) may not show up until hours or days later. Seeing a doctor right away helps link your injuries directly to the crash, which is key when filing a car or Uber vehicle claim.
Keep All Medical Records and Bills
Save every report, receipt, and bill. This includes ambulance rides, x-rays, medication, and follow-ups. These records are proof of your injuries and medical expenses, and they help your Queens car accident attorneys demand full compensation.
Report the Accident to Uber
Uber has its own process for reporting accidents. You’ll need to follow it to open a claim under their insurance coverage.
How to Report an Incident Through the Uber App
Open the Uber app, go to “Help,” then tap “Trip Issues and Refunds.” Choose the trip, and report the accident in the system. Uber may log the case and contact you for more information. Keep a record of your report.
What Uber’s Insurance Covers (and When)
Uber’s insurance company may cover your injuries if the driver was working at the time. This includes trips in progress or pickups. Their insurance policy could also cover some property damage, depending on driver status.
The Role of Uber’s $1M Liability Coverage
When the Uber driver is logged into the app and has a passenger or is picking one up, Uber’s $1 million insurance policy may cover the accident. It may pay for your medical bills, lost wages, and more. Your firm can help review your options.
Who Pays for Your Injuries and Car Damage?

Liability depends on whether the Uber driver was working and who caused the crash. The type of insurance policy and how the Uber vehicle was being used all affect who must pay for damages.
Uber Driver’s Personal Insurance vs. Uber’s Commercial Policy
If the driver was not active on the app, their personal insurance company pays. If they were active or had a passenger, Uber’s commercial insurance coverage may apply instead.
How Driver Status (Offline, En Route, or On Trip) Impacts Coverage
Uber has different levels of insurance coverage based on the driver’s status. Offline drivers use their own insurance. If they’re online but not yet with a passenger, partial coverage may apply. Full coverage kicks in when a trip starts.
What Happens If You Were a Pedestrian or Another Driver
If you were walking, biking, or driving a car, and an Uber driver hit you, you may still be covered by Uber’s insurance, but only if they were logged into the app. Your firm can help check who is liable and what coverage applies.
Should You File a Claim or Sue the Uber Driver?
Not all accidents require a lawsuit. But if you were injured, your car was damaged, or the insurance company refuses to pay, you may need stronger action.
When an Insurance Claim Is Enough
If the accident was minor, you weren’t badly hurt, and the insurance company agrees to cover your losses, a claim may be enough. Your firm can help file, negotiate, and settle the claim.
When to Consider Filing a Personal Injury Lawsuit
If the insurance company denies your claim, delays payment, or offers less than your case is worth, your Queens car accident lawyer may recommend a lawsuit. This is often needed in serious crash cases with high medical expenses.
Can You Sue Uber Directly?
Yes, but limited scenarios. You usually can’t sue Uber directly unless there’s proof of negligence by the company itself. That includes hiring unfit drivers or failing to act on past safety complaints. Your firm can review if your case fits.
FAQs
1. What if I was driving a rental car when the Uber hit me?
If you were in a rental car, the Uber driver’s insurance or Uber’s insurance coverage may still be responsible for the damages. Be sure to report the accident to the rental company and keep all documents related to the crash and any repairs.
2. Can I get workers’ compensation if I was working during the crash?
Yes. If the crash happened while you were doing your job. For example, making deliveries or transporting goods, you may qualify for workers’ compensation. This is separate from any claim you file against the Uber driver or their insurance company.
3. What if I was a rider in the Uber at the time of the crash?
As riders, you are usually covered by Uber’s $1 million insurance policy if the driver was on an active trip. You can file a claim for medical costs, pain, and other losses, even if no other car was involved.
4. How do I know if the Uber driver was insured at the time?
Your Queens auto accident lawyer can request records from Uber to confirm whether the driver was insured under Uber’s commercial policy during the trip. The driver’s personal insurance may also apply, depending on their app status at the time.
5. What is Uber’s duty to respond after an accident is reported?
Once you report an accident, Uber has a duty to respond and investigate the claim. They may contact you or your firm to collect details. It’s important not to accept or sign anything without speaking to a lawyer first.
Contact Our Experienced Queens Uber Lawyer for a Free Consultation

If you were in an accident involving an Uber vehicle, don’t wait to get legal help. Davidoff Law Personal Injury Lawyers helps injured people get the compensation they need and deserve. Our firm has handled many car accidents involving rideshare drivers, and we know how to deal with Uber’s process and their insurance company.
Whether you were a passenger, pedestrian, or driver, we’ll help you understand your rights, collect evidence, and fight to win your case. From medical bills and property damage to pain and lost wages, we’ll work hard so the party at fault is held accountable. Our Queens car accident attorneys are ready to help you take action today.
Call us now for a free consultation. There’s no fee unless we win. Let us help you move forward after the crash, with strong support and trusted legal guidance every step of the way.
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